Founded by Secret Millionaire, Gill Fielding

The Fielding Financial Blog

THE CAPPUCCINO FACTOR

THE CAPPUCCINO FACTOR

THE CAPPUCCINO FACTOR

We may not all be aware of how much we spend on coffee (or other incidentals)

each month. Research tells us that it is likely to be about £100 per month which

is spent – or perhaps we should say ‘wasted’ on just buying coffee.

We also know that the average person in the UK spends £13 per week on the

Lottery, scratch cards and games of chance. They do that with a one in

14 million chance of being wealthy – but there is a better way! By investing your

money you could have a 100% chance of being wealthy in your lifetime.

 

It is an absolute truth that if we just invested a little of this money wasted on

incidentals we could make a significant difference to our financial lives over time,

and we may even be able to make ourselves financially free with it.

 

So how do you turn £13 per week – or just £1.85 per day into a million or so.

 

All you need to do is to save £1.85 per day for your working life (for us that

means from the ages of 18 to 65) into an investment fund which produces 11.7%

return (or 12% just to make it simpler), and you will end up with:

£1,225,514……………. and 31p!

 

I have used 11.7% because that is the return generated by the FTSE, on

average over the last few decades and so it is achievable over time.

Of course, if you want to end with £2.5 million you save two lots of £1.85 – that’s

£3.70. If you want to do it in half the time, then again save twice the money -

£3.70.

 

You decide what you want and when you want it and then take the right action to

make sure that you get the right result.

Click here to see our full Step by Step guide on building your pounds to a million! 

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